*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

    :root {
      --navy: #0f2044;
      --blue: #1a3c7c;
      --accent: #f07b2e;
      --accent-light: #fff4ec;
      --white: #ffffff;
      --text: #2c2c2c;
      --muted: #5a6478;
      --border: #e2e8f0;
      --bg: #f8fafd;
      --card: #ffffff;
      --badge: #e8f0fe;
      --badge-text: #1a3c7c;
      --green: #16a34a;
    }

    html { scroll-behavior: smooth; }

    body {
      font-family: 'Inter', sans-serif;
      background: var(--bg);
      color: var(--text);
      line-height: 1.65;
      -webkit-font-smoothing: antialiased;
    }

    /* ─── TOP BAR ─────────────────────────────────────────── */
    .topbar {
      background: var(--navy);
      color: rgba(255,255,255,0.75);
      font-size: 0.78rem;
      padding: 8px 24px;
      display: flex;
      justify-content: space-between;
      align-items: center;
      flex-wrap: wrap;
      gap: 6px;
    }
    .topbar a { color: var(--accent); text-decoration: none; font-weight: 600; }

    /* ─── NAV ─────────────────────────────────────────────── */
    nav {
      background: var(--white);
      border-bottom: 1px solid var(--border);
      padding: 0 5%;
      display: flex;
      align-items: center;
      justify-content: space-between;
      height: 68px;
      position: sticky;
      top: 0;
      z-index: 100;
      box-shadow: 0 1px 12px rgba(0,0,0,0.06);
    }
    .logo {
      display: flex;
      flex-direction: column;
      line-height: 1.1;
    }
    .logo-name {
      font-family: 'Inter';
      font-size: 1.25rem;
      font-weight: 800;
      color: var(--navy);
      letter-spacing: -0.5px;
    }
    .logo-tag {
      font-size: 0.68rem;
      color: var(--accent);
      font-weight: 600;
      letter-spacing: 1.5px;
      text-transform: uppercase;
    }
    .nav-cta {
      background: var(--accent);
      color: var(--white);
      padding: 10px 22px;
      border-radius: 6px;
      font-weight: 700;
      font-size: 0.88rem;
      text-decoration: none;
      transition: background 0.2s, transform 0.15s;
      white-space: nowrap;
    }
    .nav-cta:hover { background: #d9651a; transform: translateY(-1px); }

    /* ─── DEV BANNER ──────────────────────────────────────── */
    .dev-banner {
      background: linear-gradient(90deg, #fff8f0, #fff4ec);
      border-bottom: 2px solid #f7c59f;
      padding: 12px 5%;
      display: flex;
      align-items: center;
      gap: 12px;
      flex-wrap: wrap;
    }
    .dev-banner .icon {
      font-size: 1.3rem;
      flex-shrink: 0;
    }
    .dev-banner p {
      font-size: 0.87rem;
      color: #7a4010;
      flex: 1;
    }
    .dev-banner strong { color: #b85c00; }
    .dev-badge {
      background: var(--accent);
      color: white;
      font-size: 0.72rem;
      font-weight: 700;
      padding: 4px 12px;
      border-radius: 20px;
      letter-spacing: 0.5px;
      white-space: nowrap;
    }

    /* ─── HERO ────────────────────────────────────────────── */
    .hero {
      background: linear-gradient(135deg, var(--navy) 0%, var(--blue) 60%, #1e4fa0 100%);
      color: var(--white);
      padding: 80px 5% 90px;
      position: relative;
      overflow: hidden;
    }
    .hero::before {
      content: '';
      position: absolute;
      width: 500px; height: 500px;
      background: radial-gradient(circle, rgba(240,123,46,0.18) 0%, transparent 70%);
      top: -100px; right: -80px;
      border-radius: 50%;
      pointer-events: none;
    }
    .hero::after {
      content: '';
      position: absolute;
      width: 300px; height: 300px;
      background: radial-gradient(circle, rgba(255,255,255,0.05) 0%, transparent 70%);
      bottom: -60px; left: 10%;
      border-radius: 50%;
      pointer-events: none;
    }
    .hero-inner {
      max-width: 820px;
      position: relative;
      z-index: 1;
    }
    .hero-eyebrow {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      background: rgba(240,123,46,0.15);
      border: 1px solid rgba(240,123,46,0.35);
      color: #ffb87a;
      font-size: 0.78rem;
      font-weight: 700;
      letter-spacing: 1.2px;
      text-transform: uppercase;
      padding: 6px 14px;
      border-radius: 20px;
      margin-bottom: 24px;
    }
    .hero-eyebrow span { width: 6px; height: 6px; background: var(--accent); border-radius: 50%; display: inline-block; }
    h1 {
      font-family: 'Inter';
      font-size: clamp(2rem, 5vw, 3.2rem);
      font-weight: 800;
      line-height: 1.15;
      letter-spacing: -1px;
      margin-bottom: 20px;
      color: var(--white);
    }
    h1 .highlight { color: var(--accent); }
    .hero-sub {
      font-size: 1.1rem;
      color: rgba(255,255,255,0.78);
      max-width: 620px;
      margin-bottom: 36px;
      line-height: 1.7;
    }
    .hero-actions {
      display: flex;
      gap: 14px;
      flex-wrap: wrap;
    }
    .btn-primary {
      background: var(--accent);
      color: var(--white);
      padding: 14px 28px;
      border-radius: 7px;
      font-weight: 700;
      font-size: 0.95rem;
      text-decoration: none;
      transition: all 0.2s;
      display: inline-flex;
      align-items: center;
      gap: 8px;
    }
    .btn-primary:hover { background: #d9651a; transform: translateY(-2px); box-shadow: 0 8px 24px rgba(240,123,46,0.35); }
    .btn-secondary {
      background: rgba(255,255,255,0.1);
      color: var(--white);
      padding: 14px 28px;
      border-radius: 7px;
      font-weight: 600;
      font-size: 0.95rem;
      text-decoration: none;
      border: 1px solid rgba(255,255,255,0.25);
      transition: all 0.2s;
    }
    .btn-secondary:hover { background: rgba(255,255,255,0.18); }

    .hero-stats {
      display: flex;
      gap: 40px;
      margin-top: 52px;
      padding-top: 40px;
      border-top: 1px solid rgba(255,255,255,0.12);
      flex-wrap: wrap;
    }
    .stat-item { text-align: left; }
    .stat-num {
      font-family: 'Inter';
      font-size: 2rem;
      font-weight: 800;
      color: var(--accent);
      line-height: 1;
    }
    .stat-label {
      font-size: 0.8rem;
      color: rgba(255,255,255,0.6);
      margin-top: 4px;
      font-weight: 500;
    }

    /* ─── SECTION BASE ────────────────────────────────────── */
    section { padding: 72px 5%; }
    .section-inner { max-width: 1100px; margin: 0 auto; }
    .section-label {
      font-size: 0.75rem;
      font-weight: 700;
      letter-spacing: 2px;
      text-transform: uppercase;
      color: var(--accent);
      margin-bottom: 10px;
    }
    h2 {
      font-family: 'Inter';
      font-size: clamp(1.6rem, 3.5vw, 2.4rem);
      font-weight: 800;
      color: var(--navy);
      letter-spacing: -0.5px;
      margin-bottom: 12px;
      line-height: 1.2;
    }
    .section-desc {
      color: var(--muted);
      font-size: 1rem;
      max-width: 580px;
      margin-bottom: 48px;
      line-height: 1.7;
    }

    /* ─── SERVICES ────────────────────────────────────────── */
    .services-section { background: var(--white); }
    .services-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
      gap: 24px;
    }
    .service-card {
      background: var(--bg);
      border: 1px solid var(--border);
      border-radius: 12px;
      padding: 32px 28px;
      transition: all 0.25s;
      position: relative;
      overflow: hidden;
    }
    .service-card::before {
      content: '';
      position: absolute;
      top: 0; left: 0; right: 0;
      height: 3px;
      background: var(--accent);
      transform: scaleX(0);
      transition: transform 0.3s;
      transform-origin: left;
    }
    .service-card:hover { border-color: #c8d9f5; transform: translateY(-4px); box-shadow: 0 12px 32px rgba(15,32,68,0.1); }
    .service-card:hover::before { transform: scaleX(1); }
    .service-icon {
      width: 52px; height: 52px;
      border-radius: 10px;
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.5rem;
      margin-bottom: 20px;
    }
    .icon-blue { background: #e8f0fe; }
    .icon-orange { background: #fff4ec; }
    .icon-green { background: #ecfdf5; }
    .icon-purple { background: #f3f0ff; }
    h3 {
      font-family: 'Inter';
      font-size: 1.15rem;
      font-weight: 700;
      color: var(--navy);
      margin-bottom: 10px;
    }
    .service-desc {
      font-size: 0.9rem;
      color: var(--muted);
      line-height: 1.65;
      margin-bottom: 18px;
    }
    .service-price {
      display: inline-block;
      background: var(--accent-light);
      color: var(--accent);
      font-size: 0.8rem;
      font-weight: 700;
      padding: 5px 12px;
      border-radius: 5px;
      border: 1px solid #f7c59f;
    }
    .service-list {
      list-style: none;
      margin-top: 14px;
      display: flex;
      flex-direction: column;
      gap: 6px;
    }
    .service-list li {
      font-size: 0.85rem;
      color: var(--muted);
      display: flex;
      align-items: flex-start;
      gap: 8px;
    }
    .service-list li::before {
      content: '✓';
      color: var(--green);
      font-weight: 700;
      font-size: 0.85rem;
      flex-shrink: 0;
      margin-top: 1px;
    }

    /* ─── WHY US ──────────────────────────────────────────── */
    .why-section { background: var(--bg); }
    .why-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
      gap: 20px;
    }
    .why-card {
      background: var(--white);
      border: 1px solid var(--border);
      border-radius: 10px;
      padding: 28px 24px;
      text-align: center;
      transition: box-shadow 0.2s;
    }
    .why-card:hover { box-shadow: 0 6px 20px rgba(15,32,68,0.08); }
    .why-icon { font-size: 1.8rem; margin-bottom: 12px; }
    .why-title { font-weight: 700; color: var(--navy); font-size: 0.95rem; margin-bottom: 6px; }
    .why-text { font-size: 0.83rem; color: var(--muted); line-height: 1.55; }

    /* ─── MARKETS ─────────────────────────────────────────── */
    .markets-section { background: linear-gradient(135deg, var(--navy), var(--blue)); color: white; }
    .markets-section h2, .markets-section .section-label { color: white; }
    .markets-section .section-desc { color: rgba(255,255,255,0.7); }
    .markets-grid {
      display: grid;
      grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
      gap: 16px;
    }
    .market-pill {
      background: rgba(255,255,255,0.08);
      border: 1px solid rgba(255,255,255,0.18);
      border-radius: 10px;
      padding: 20px 22px;
      display: flex;
      align-items: center;
      gap: 14px;
      transition: background 0.2s;
    }
    .market-pill:hover { background: rgba(255,255,255,0.14); }
    .market-flag { font-size: 1.6rem; }
    .market-info { }
    .market-name { font-weight: 700; font-size: 0.95rem; color: white; }
    .market-detail { font-size: 0.78rem; color: rgba(255,255,255,0.6); margin-top: 2px; }

    /* ─── CONTACT ─────────────────────────────────────────── */
    .contact-section { background: var(--white); }
    .contact-wrapper {
      display: grid;
      grid-template-columns: 1fr 1fr;
      gap: 52px;
      align-items: start;
    }
    .contact-intro { }
    .contact-items { display: flex; flex-direction: column; gap: 20px; margin-top: 32px; }
    .contact-item {
      display: flex;
      align-items: flex-start;
      gap: 16px;
    }
    .contact-icon {
      width: 44px; height: 44px;
      border-radius: 8px;
      background: var(--accent-light);
      display: flex;
      align-items: center;
      justify-content: center;
      font-size: 1.2rem;
      flex-shrink: 0;
    }
    .contact-label { font-size: 0.78rem; color: var(--muted); font-weight: 600; text-transform: uppercase; letter-spacing: 0.8px; }
    .contact-value { font-size: 1rem; font-weight: 600; color: var(--navy); text-decoration: none; margin-top: 2px; display: block; }
    .contact-value:hover { color: var(--accent); }
    .contact-form-box {
      background: var(--bg);
      border: 1px solid var(--border);
      border-radius: 12px;
      padding: 36px 32px;
    }
    .form-title { font-family: 'Inter'; font-size: 1.3rem; font-weight: 700; color: var(--navy); margin-bottom: 24px; }
    .form-group { margin-bottom: 16px; }
    .form-group label { display: block; font-size: 0.83rem; font-weight: 600; color: var(--navy); margin-bottom: 6px; }
    .form-group input,
    .form-group select,
    .form-group textarea {
      width: 100%;
      padding: 11px 14px;
      border: 1px solid var(--border);
      border-radius: 7px;
      font-family: 'Inter', sans-serif;
      font-size: 0.9rem;
      color: var(--text);
      background: white;
      transition: border-color 0.2s, box-shadow 0.2s;
      outline: none;
    }
    .form-group input:focus,
    .form-group select:focus,
    .form-group textarea:focus {
      border-color: #1a3c7c;
      box-shadow: 0 0 0 3px rgba(26,60,124,0.1);
    }
    .form-group textarea { resize: vertical; min-height: 100px; }
    .form-submit {
      width: 100%;
      background: var(--accent);
      color: white;
      border: none;
      padding: 13px;
      border-radius: 7px;
      font-size: 0.95rem;
      font-weight: 700;
      font-family: 'Inter', sans-serif;
      cursor: pointer;
      transition: background 0.2s, transform 0.15s;
      margin-top: 4px;
    }
    .form-submit:hover { background: #d9651a; transform: translateY(-1px); }
    .form-note { font-size: 0.75rem; color: var(--muted); text-align: center; margin-top: 10px; }

    /* ─── FOOTER ──────────────────────────────────────────── */
    footer {
      background: var(--navy);
      color: rgba(255,255,255,0.7);
      padding: 36px 5%;
      text-align: center;
    }
    .footer-logo {
      font-family: 'Inter';
      font-size: 1.3rem;
      font-weight: 800;
      color: white;
      margin-bottom: 8px;
    }
    .footer-tagline { font-size: 0.85rem; color: rgba(255,255,255,0.5); margin-bottom: 20px; }
    .footer-links { display: flex; justify-content: center; gap: 24px; flex-wrap: wrap; margin-bottom: 20px; }
    .footer-links a { color: rgba(255,255,255,0.6); font-size: 0.85rem; text-decoration: none; transition: color 0.2s; }
    .footer-links a:hover { color: var(--accent); }
    .footer-copy { font-size: 0.78rem; color: rgba(255,255,255,0.35); }
    .footer-dev-note {
      display: inline-flex;
      align-items: center;
      gap: 6px;
      background: rgba(240,123,46,0.15);
      border: 1px solid rgba(240,123,46,0.3);
      color: #ffb87a;
      font-size: 0.78rem;
      padding: 6px 14px;
      border-radius: 20px;
      margin-bottom: 20px;
    }

    /* ─── RESPONSIVE ──────────────────────────────────────── */
    @media (max-width: 768px) {
      .contact-wrapper { grid-template-columns: 1fr; gap: 32px; }
      .hero-stats { gap: 24px; }
      .topbar { flex-direction: column; text-align: center; }
      nav { padding: 0 4%; }
    }
    @media (max-width: 480px) {
      .hero { padding: 52px 5% 64px; }
      section { padding: 52px 5%; }
      .contact-form-box { padding: 24px 20px; }
    }

    /* ─── ANIMATIONS ──────────────────────────────────────── */
    @keyframes fadeUp {
      from { opacity: 0; transform: translateY(20px); }
      to { opacity: 1; transform: translateY(0); }
    }
    .hero-inner { animation: fadeUp 0.6s ease both; }
    .hero-stats { animation: fadeUp 0.6s 0.2s ease both; }

    @media (prefers-reduced-motion: reduce) {
      .hero-inner, .hero-stats { animation: none; }
      * { transition: none !important; }
    }